Ditch the monthly subscriptions and Bank API trackers. Secure your personal finances with executive-level, offline-first dashboards designed for absolute privacy.
An executive-level personal finance command center designed for complete financial privacy and lifetime ownership.
Standalone Browser Financial Command Center
A complete, self-hosted personal finance and business management suite running 100% locally inside your web browser. Zero cloud dependencies, zero bank links, and zero monthly subscriptions.
Take an inside look at the dark-mode command modules designed to give you executive-level clarity over every dollar.
Real-time asset aggregation, live market valuation feeds, and dynamic area charts visualizing your multi-year net worth trajectory.
An interactive Sankey diagram mapping how your gross revenue routes into taxes, operational costs, investments, and personal savings.
Cross-references pending client invoices against upcoming vendor payables to model daily cash balances and eliminate cash crunches.
Switch between independent business ledgers with one click. Features automatic break-even calculators, margin trends, and 1099 contractor tracking.
Calculate your target nest egg across Lean, Standard, and Fat FIRE tiers using compound growth curves and dynamic Safe Withdrawal Rates.
Model payoff acceleration strategies, calculate debt-to-income (DTI) metrics, and watch your debt-free milestone dates pull forward.
Most modern financial software operates as a "data prison". They charge you a monthly subscription to rent access to your own numbers, while collecting, tracking, and selling your financial habits to advertisers. We believe in a radically different approach.
Your ledger data never touches an external server. It stays 100% locally on your machine, away from trackers and security breaches.
Buy once, own forever. Save hundreds of dollars annually by using software that is powered by your local machine.
No waiting for sluggish servers or sync pipelines to load. Your financial dashboard opens instantly and responds in real-time.
After checkout, you will receive a ZIP download containing your files. For the Obsidian Wealth OS v2.0, simply unzip the file and double-click the Obsidian_Wealth_OS_v2.0.html file to open it in any web browser. No installation or command line is required.
Yes, absolutely. Because the Obsidian Wealth OS runs entirely on your local machine with no cloud backends, it is structurally impossible for anyone else to access your data. Your browser saves the numbers securely inside its LocalStorage database.
Clearing browser cookies or cache will wipe the LocalStorage database. To prevent data loss, the software has built-in one-click backup buttons at the top of every ledger. Simply export a local CSV backup monthly to keep your records permanently safe.
No. Obsidian Wealth OS is a one-time payment of $49.99 for lifetime ownership. You receive the complete standalone software suite, offline field manual, and future updates with zero recurring subscription fees.
